Questions about your credit

Who does your credit check?
Where does your information come from?
What else can go on the credit check?
What can I do if i’m refused credit?
Can you be blacklisted?
How accurate is the information they hold?
How is your credit rating assessed?

What else can go on the credit check?

There is a two way system between the CRA and lender. For example when a lender provides information to a CRA, in return that lender can get other information about you back, if you have given permission. Each time a lender makes a credit search about you from a CRA, this shows up on your file. Lenders may disclose that your house has been repossessed, or if you have moved away, that you owe money and cannot be found.