Questions about your credit

Who does your credit check?
Where does your information come from?
What else can go on the credit check?
What can I do if i’m refused credit?
Can you be blacklisted?
How accurate is the information they hold?
How is your credit rating assessed?

Who does your credit check?

Credit checks are done by the credit reference agencies (CRA’s). They obtain the information they hold about you from Banks and other lending organisations. You are judged on the conduct of your accounts.